Example exercise programme for your 40s and 50s
The Physical Therapy Clinic
Written by Andy Roberts, BSc Hons, MSCP · Physiotherapist, Co-owner

There is nothing to be ashamed about. The hardest part is making that decision to start.
First – very important safety notes
Before starting:
- Get medical clearance if there's heart disease, diabetes, joint replacements or balance issues
- Wear supportive shoes
- Have a chair, wall or rail nearby for balance
- Stop if there is dizziness, chest pain or unusual shortness of breath
Rule of thumb: if you can talk comfortably while exercising, you're doing it right.
If you find yourself overweight, unfit and de-motivated, have a read through below. It isn't as bad as you think and the benefits are so big you can't really measure them. You will feel much better, look better and your vital organs will be so much fitter.
What you're aiming for: just feel better and be fitter
- Frequency: 4–5 days per week
- Intensity: Low → moderate (you should be able to talk in short sentences)
- Time: Start at 15–20 minutes, build to 30–45 minutes
Your primary goal is to improve stamina and heart health. Secondary bonus: fat loss, better energy, better mood.
Safety first
If you have heart issues or high blood pressure, or are under investigation for any serious illness, check with a doctor first. If you have joint issues, use a walking aid if needed. Be you and just take one step at a time.
Warm up and cool down every session. Mild soreness = normal. Sharp pain, dizziness or chest pain = stop.
Best cardio choices are low impact
Pick 1–2 you don't hate – this matters more than perfection.
- Brisk walking (outdoors or treadmill)
- Stationary bike
- Elliptical
- Swimming or water walking
- Marching in place / low-impact cardio videos
Walking alone is fine to start, then try to include a friend – the time goes much quicker.
8-week beginner cardio plan
Weeks 1–2: just get moving
4 days per week. 5 min easy warm-up, 10–15 min steady pace (slightly out of breath, but talking possible), 5 min cool down. Total: 20–25 minutes. Optional: on 1–2 days, break it up into 10 minutes in the morning and 10 minutes later.
Weeks 3–4: build the habit
4–5 days per week. 5 min warm-up, 15–20 min steady cardio, 5 min cool down. Total: 25–30 minutes. Add light effort changes once per session: 1 min slightly faster, 2 min easy, repeat 3–4 times.
Weeks 5–6: improve endurance
5 days per week. 5 min warm-up, 20–30 min cardio, 5 min cool down. Optional intervals (1–2 days/week): 1 min faster, 1–2 min easy, repeat 5–6 rounds.
Weeks 7–8: heart health sweet spot
5 days per week. 30–45 minutes total, mostly steady pace, 1–2 interval days only (don't overdo it). At this point, daily activities should start feeling easier – stairs, walking, energy levels.
Optional add-ons (highly recommended)
2× per week – light strength (10–15 min): chair squats, wall push-ups, step-ups, resistance band rows. This protects joints and boosts cardio progress.
Daily – gentle mobility (5 min): hip circles, calf stretches, hamstring stretches, shoulder rolls.
How hard should it feel? Use the talk test
- Can talk, but not sing = perfect
- Gasping = too hard
- Too easy = speed up slightly
The secret to success (not motivation)
- Same time every day if possible
- Comfortable shoes
- Track progress by consistency, not weight
- Missing a day doesn't matter – quitting does
Any other advice needed? Speak to us – we are here to help.
Have a great day from all the team at The Physical Therapy Clinic.
